The program expires December 31, 2012. This is what you can do if your home is scheduled for foreclosure:
Many services have made a commitment to postpone foreclosure sales on mortgages that meet the minimum eligibility criteria for a Home Affordable Modification until those loans can be fully evaluated.
However for borrowers whose loans have been scheduled for foreclosure or any borrower that has missed one or more mortgage payments and has not yet spoken to their servicer should contact their servicer immediately. Borrowers may also contact a HUD-approved housing counselor by calling 1-888-995-HOPE (4673).